ProveOut

phone verification and online fraud prevention b2b services

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    AJAX Technology - exchanging data with third-party services behind the scenes

    Any online shop (hereafter 'merchant') in its work faces the necessity of integration with a great variety of third-party services such as credit card processing or a third-party verification phone service (TPV) e.g. ProveOut.com. The TPV's working principle is simple: the Merchant provides their ID and the client's phone number to the TPV service which dials the given phone number. At this time the client has to enter a certain three- or four-digit PIN code or confirm their order by voice.

    Until AJAX Technology was developed the standard approach consisted of the following:

    In practice the application of this method has revealed several shortcomings:

    The application of AJAX Technology eases much of the problems of the described scheme as there is no need to redirect the client to the TPV site. A new scheme looks like this:

    The advantages of this scheme are obvious:

    AJAX Technology has practically no disadvantages except incompatibility with older browsers. AJAX also demands Javascript support and ActiveX support (for Microsoft's browsers). But soon these things will pass into history. For example, Microsoft recently announced that its new Internet Explorer 7.0 browser will have the XMLHttpRequest object library built in and therefore ActiveX support will no longer be needed.

    Google Inc. actively uses AJAX in its popular services such as Gmail and Google Adsense.

    Paul Hayward
    Technical Director
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